Demon tutor Ruth joins Nathan to discuss a hypothetical dilemma. Listener Pedro asks if it would be wiser to pay full tuition at Harvard or to accept a full scholarship at Chicago. Is six-figure debt ever worth it? Ruth thinks that paying tuition at a top school may be worth it in some cases. Nathan reminds listeners that schools like Yale, Stanford, and Harvard are the exceptions. In general, students should choose the best school they can attend on a full ride.